Full credit goes to /u/Fishering for clarifying the rules.
1) Though you can log in on as many devices as you want, you can only earn points on one phone at a time. Earning with multiple devices at the same time might result in your account getting flagged.
2) You are limited to one account per person, but you are allowed more accounts per household for the other people who live in that household.
3) Pending gift cards does not necessarily mean that your account is flagged for any reason whatsoever, instant gift cards is just a bonus.
Hope this helps people with questions. If you have any other questions, you can comment below and I’ll try to help out, or you can call PCH at 1 (800) 476-4724 7 AM – 7 PM CST, monday-friday.
Head over to my RealBucks TV guide if you need additional help!